Lifetime loans
These are lump sum loans available to support homeowners who fail the criteria for Owner Occupier Loans.
Who can apply?
The loans may be available to homeowners in the Caerphilly county borough who have failed the criteria for Owner Occupier Loans but are not eligible for other financial assistance schemes.
The loans will be given for improvements to make homes safe, warm and secure and to address hazards identified within the housing health and safety rating system.
How much could I borrow?
Loans are available up to £25,000.
A Lifetime Loan is a lump sum loan where any interest that may be payable is rolled up over the full term. The loan is then repayable upon sale or disposal of the property.
How to apply
Due to matters relating to the pandemic, the Council has decided to temporarily suspend the taking of new enquiries for home repair grants. Please note that any emergency requests will still be considered. The situation will be reviewed regularly by housing management and the system will be reinstated at the earliest opportunity.
However interest free loans are available for both owner-occupiers and landlords in order to carry out repairs to your property. Should you wish to enquire about these please ring 01443 811378 or follow this link for the online enquiry form
Apply for a home improvement loan >
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