Owner occupier loans

These are interest free loans available to owner occupiers to carry out essential property improvements and / or works to make homes safe, warm and secure. 

Who can apply?

Eligible homeowners in the Caerphilly county borough may apply; provided that they own and live in the property that they require a loan for, or in the case of empty properties, will occupy the property when the work is completed.

If the loan recipient dies, ceases to occupy the property or transfers / sells the property before expiry of the loan term the loan is repaid immediately.

How much could I borrow?

Loans are available from £1,000 to £25,000, with a maximum loan period of 10 years.

How to apply

If you think your property might be eligible for an Owner Occupier Loan you can apply online.

Apply for a home improvement loan >

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Alternatively you can contact Private Sector Housing.

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